FP&A Accountant

At Principality, we want you to feel welcome from the moment you join us. You’ll be part of a friendly, supportive culture where people are encouraged to be themselves, do meaningful work and feel connected to our purpose, our customers and the communities we serve.

📍Cardiff | 🏢Hybrid | ⏰35 hours per week | 💷 From £41,761 

At the heart of every great organisation is a clear view of its future. At PBS, we’re looking for an FP&A Accountant who can help shape that future—turning numbers into insight, and insight into action.

This is more than just forecasting. You’ll play a key role in delivering the financial story behind PBS’s ambition—supporting planning, budgeting, and performance analysis that directly influences strategic decision-making and sustainable growth.

Working closely with stakeholders across the business and Finance teams, you’ll ensure our financial plans are robust, forward-looking, and aligned to our long-term vision.

What you’ll be doing:

• Supporting the delivery of the annual budget, medium-term plans, and forecasting processes
• Analysing financial performance, identifying trends, and providing clear, actionable insights
• Running scenario analysis to support strategic decisions and evaluate new opportunities
• Identifying and driving process improvements to enhance efficiency and reporting quality
• Partnering with stakeholders to bring clarity to financial performance and future outlooks

What you’ll bring:

• A qualified accountancy background (ACA, ACCA, CIMA or equivalent)
• Strong Excel and financial modelling skills, with the ability to interpret large data sets
• Experience in FP&A, forecasting, and performance analysis
• A solid understanding of financial services concepts such as balance sheet, capital and liquidity
• The ability to translate complex data into compelling insights and clear narratives
• A proactive, curious mindset with the confidence to challenge and influence

Impact you’ll have

Your work will directly support:

• Better decision-making through insightful financial analysis
• Stronger planning and forecasting accuracy
• Operational excellence across finance processes 

What you can look forward to

A place to belong with an award-winning employer that values inclusion and wellbeing:

• Flexible working – a hybrid approach with at least 8 days per month in the office.
• Collaborative culture – an encouraging environment where your ideas can make a real impact.
• Great benefits – supporting your physical, mental and financial wellbeing.

To hear more about working at Principality and our Benefits package, read all about us on or our Careers Page - What we offer | Careers | Principality and LinkedIn- Principality Building Society: Posts | LinkedIn

Interview Process

• This advert closes on 04/10/2026
• You’ll hear from us by 09/10/2026
• Interviews will be from 23/10/2026

‘the above dates are a guideline and are subject to change’.

If you’re looking for a place where you can grow, feel supported and make a real difference, we’d love to hear from you.

We reserve the right to close this vacancy early should we receive a high volume of applications

If you have any questions in relation to this role, please contact the recruitment team at -recruitment@principality.co.uk