Balance Sheet Management Analyst (BSM) (9m FTC)

BELONG – There’s no place like Principality 

At Principality, belonging isn’t just a value — it’s how we work every day. As a colleague, you’re already part of a supportive and inclusive community where your wellbeing, individuality, and life outside of work are genuinely respected. This internal opportunity is a chance to continue your journey with us, build on your experience, and grow your career within Principality. 

We know that great work happens when people feel connected — to each other, to our purpose, and to the communities we serve. That’s why we focus on balance, invest in wellbeing, and encourage continuous learning and development across the organisation. 

Why consider this opportunity? 

This role offers an opportunity to further develop your skills and make a meaningful contribution within Principality, while continuing to benefit from the culture and ways of working you already know: 

These achievements are built by our people and reflect our shared commitment to supporting one another and delivering for our members. When it comes to belonging, there truly is no place like Principality — and this role is an opportunity to continue growing as part of it. 

We are hiring a Balance Sheet Management Analyst to join the Balance Sheet Management (BSM) team. Our team purpose enables safe and sustainable growth through balanced risk/reward evaluation, ensuring decisions are made through customer, colleague and commercial lenses. 

The responsibilities of the BSM Analyst will include: 

• Assisting the Senior BSM manager in the research and implementation of new and emerging regulation and best practice.
• Development and maintenance of appropriate systems, models (in-line with Model Governance standards) processes and controls to monitor and quantify BSM risk, incorporating the impact of stress scenarios.
• Produce accurate and timely Management Information (MI) with value adding commentary for discussion at the Treasury, Asset and Liability, Executive Risk, Board Risk and Board Committees.
• Maintaining a general awareness of the macroeconomic environment
• Recommend system/process enhancements to maximise efficiencies in line with Operational Excellence principals 

Skills needed:

• A good understanding of the balance sheet, profit and cash flow linkages throughout the organisation
• Working knowledge and understanding of the current regulatory landscape, macroeconomic environment, and financial risk management techniques. 
• Able to exercise appropriate judgment when analysing and filtering information
• Able to research and interpret complex regulatory requirements and make recommendations to the Senior BSM manager regarding the approach to be taken. 

 Ideally studying to complete a relevant professional qualification e.g. ACT, ACCA or relevant financial markets experience.